Personal Finance Articles
76: Seven Ways to Save on College Education
Many people graduate from college owing thousands of dollars in student loans. It isn't uncommon for students to graduate owing $30,000 to $40,000. For people that get married shortly after graduation that means starting out with around $80,000 in debt. Thats a lot of debt for a young couple just looking to buy a house and possibly replace their ag
77: Should I Have A Prenuptial Agreement Before We Get Married
Well, that's a good question! Only you can decide whether or not this will work for your particular circumstances.
Robert is engaged to Janet. They're planning on getting married in a few months. Janet has several pieces of property, numerous investment accounts and is worth millions of dollars. She's been dating Robert for almost five years pr
78: Students Guide To Making Money To Pay Student Fees Without Student Loan Consolidation
Student loans are a major factor in making students get in debt, just to have a good education. Student debt consolidation can make the problem worse, as you keep adding debts. Another alternative is to use your own initiative by bootstrapping and making your own business to pay for your tuition fees.
So, you want to leave the student loan conso
79: The Facts About Repossession And How It Works
When you face repossession of your home or your car, you may need to declare bankruptcy to save them. If creditors have a valid lien or mortgage on either your vehicle or you real estate filing bankruptcy will temporarily stop any repossession process.
If you have already had your car or home repossessed (foreclosed on, in the case of your house
80: The High Price of Gas and the Evil Oil Companies
When people talk to me about their financial problems, there is one thing they always mention to me that they feel is a great stumbling block that has been place in front of them, keeping them from getting down the path to success.
"The price of gas is killing me," they say. "We got to do something about the evil oil companies ripping off the h
81: The Key Document in Your Self Directed IRA
When setting up a Self Directed IRA care must be taken in the documentation. The most important of these documents is the Operating Agreement used in governing your limited liability company.
Limited Liability Companies are required to have an Operating Agreement - the rules by which the limited liability company is governed. Most LLC's that are
82: The Million Dollar Habit
A million dollars is a huge amount of money to throw away, yet every day many people do just that, throwing away the opportunity to be a millionaire in the daily financial decisions we all have to make. Without realizing it, they have a million dollar habit.
"Hang on" I hear you say, "I never had a million dollars to lose - nor have any of my fr
83: To Hire or Not to Hire a Credit Repair CompanyThat s the Question
Let's say you're the type of person who's constantly in debt, and what's worse, you find it difficult to repay those debts. Or perhaps you've declared personal bankruptcy once too often. Or maybe you've been a victim of credit card fraud and found that your credit report has been adversely affected because of this. You're at your wit's end and are
84: Understanding Your Current Personal Finance Situation
It is important: understanding your current personal finance situation is something that every person needs to do. By understanding what is going on with your personal finances you will be able to better control them. This can be one of the best ways to avoid money problems and debt.
Getting started is the hardest part. It can seem almost imp
85: What You Need To Know About Loans For Debt Consolidation
The thing with our society today is that it is structured in a such a way that it is easy to acquire debt. You are given easy access to credit cards only to find out that they may become more of a problem than solution to your financial problems. The divorce rate is so high and alimony rates so brutal that to balance every responsibility at times,
86: Your First Step To Debt Relief Is Creating A Workable Budget
Everyone must borrow at some time in their life. There are certain items that we have to buy out of necessity, but we can't pay in full just yet. An example of this is a home or tuition for college.
Eventually, however, loans come due and you as the borrower must start repaying at the terms agreed upon between yourself and the lender. If you ha
87: Your New Baby Can Cost You %2420000 in the First Two Years
Having kids is an expensive endeveor! Just think about all of the new things that a baby brings to the equation:
Housing: Despite what my mother says, you can't keep the baby in the bottom drawer of your dresser. So he/she is going to need their own room. If you already have the space, then you just have to factor in an increase in gas, elect
88: 10 Ways To Save Money On Your Electricity Bill
Saving your hard earned cash on your next electricity bill just got easier than you ever imagined. In this article, I have compiled the a list of the top 10 tips to help navigate you on your campaign to save money and knock your electricity bill down. Along with each tip you will see the possible energy savings you can potentially expect to receiv
89: 24 Hour No Credit Check LoansAre They Really Available
Yes! 24 hour no credit check loans are really available. And they are available to just about anybody who applies for them. This may seem unbelievable to some people that there are lenders out there that are willing to approve unsecured loans for people who possibly have a bad credit rating. But this really is the case.
If you are someone look
90: A Guide To Student Loan Services
There are few students who can afford to pay for their college education outright. There are various options for subsidizing higher education such as scholarships, grants, sponsorships and the most popular of all - loans. There is a vast array of financing institutions around the country that offer student loan services to any student who is eligib
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