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331: Is It Time For Creative Financial Planning
As a child my financial planning consisted of a piggy bank and a grandmother who told me a penny saved is a penny earned. Coinstar, the maker of coin-counting machines, estimates 65% of Americans save pennies. This translates into $7.7 billion of pennies. When the economy is good, more pennies are saved. When the economy slows down, pennies come ba

332: Is It To Die For
My grandmother didn't understand why people described things as "to die for". She thought something really liked should be something "to live for" - like chocolate. Chocolate is a socially acceptable addiction. It's a multi-sensory addiction that appeals to taste, smell and touch. Because it also releases chemicals similar to those released whe

333: Is It Written In The Stars
I want to believe in astrology. I want to believe what I do is predetermined by someone or something that knows more about life than I do. Okay, I just want parts of my life predetermined - like yesterday's speeding ticket. I want my husband to believe it was predetermined too. Yes, there are times I'd like to go through life on cruise control

334: Is Late Always Better Than Never
When a project's finished months after its completion date or a debt's repaid long after it was due or a guest arrives hours after expected, we tell ourselves better late than never. But is it? Passengers on the Titanic, who might have been late arriving for their voyage, would have preferred to have never arrived at the dock. I don't want the G

335: Is Life A Party Waiting To Happen
Parties are meant to be fun; but when I open an invitation, I hear my grandmother saying, "Every invitation accepted is a party promised". It's hard to open an invitation with my fingers crossed. What do I wear when the invitation says "casual chic"? That's an invitation to Judgment Day. No matter what I wear, there'll be an invisible sign acro

336: Is Play The Four-Letter Word To Say When Stressed
My father's play was golf. To avoid being a golf widow, my mother played too. That left me a golf orphan, but I refused to learn the game. Instead, I watch it on television. For me the slow pace and the announcers' whispering are relaxing. Tiger Woods may have been credited with the spike in golf's popularity, but there are other factors. Golf does

337: Is Progress Our Most Important Product
Okay. I admit it. I'm electronically challenged. I have trouble using an electric can opener, an electric pencil sharpener - even an electric toothbrush. My husband, on the other hand - the hand holding a fistful of extension cords - loves electronic gadgets. It's a guy thing, which I'm sure Freud would have said related somehow to a man's rela

338: Is Running Late Exercise
I don't like the word late. I'd much rather be called tardy. It sounds less thoughtless, less selfish, less all about me. For me it's all about wanting to finish A before starting B so I can get to C. I'm so determined to get things done I lose track of time. When I look for it, it's gone. As a child I laughed at the White Rabbit as he ran

339: Is Saying Please Inspirational Motivation
Little things mean a lot - that's inspirational motivation. When I was a little girl, I was afraid of the dark. My grandmother told me sunset was Mother Nature's way to say goodnight. That was inspirational motivation for me to be brave about going to bed. Unfortunately, when Daylight Saving Time came, it stopped working. Mother Nature got to stay

340: Is Self-Therapy Theraputic
If you live in Southern California and you're not in therapy, you just haven't realized you have problems. I'm in therapy - self-therapy. Appointments always coincide with my schedule, I can afford it and I have a variety of different therapies to offer myself. There's the newspaper therapy. I count the number of obituaries and realize being ov

341: Is Slang A Four-Letter Word
For my grandmother slang was a four-letter word. She didn't want slang in the dictionary because she thought it infected our language. "He goes", "she goes", "they go"; but no one goes anywhere. Because enough people used the word goes incorrectly for a long enough period of time, the goes that means says goes into Webster's Dictionary - and th

342: Is There A Model For Remodeling
Remodeling, otherwise known as home improvement, doesn't improve marriages. I know. I just survived a year of remodeling that should have taken six months. Yes, it cost more than we'd expected. We'd expected that, but it cost even more than that. For me it's less painful to pay more for things that show than things like pipes and wiring hidden

343: Is There A Recipe For Making Money
Because of the importance of money, many people frame the first dollar they earned. I didn't. Because I earned my first dollar selling lemonade, I would have had to frame four quarters. Nevertheless, because I believe it's never too late, I framed my first earnings notification from Google. For selling ads on my blog I was notified I'd earned two c

344: Is There Humor In Politics
Humor isn't a word usually associated with politics, but it's there. Abraham Lincoln, one of our most admired politicians, was good at turning insults into smiles. When Stephen Douglas called him two-faced during one of their debates, Lincoln replied, "I leave it to my audience. If I had another face, do you think I would wear this one?" Winsto

345: Is There Other Than A Mother
The word "other" is contained in the word "mother" for a very good reason. A mother does so many other things - like nursing. Both my sons were healthy babies; but when they started school, they brought home more colds and flus than PTA notices. Although they wouldn't share toys, they had no problem sharing chicken pox and measles. Sometimes my son


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